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3 Facts You Need to Know about Workers’ Compensation Claims It’s true that some jobs are more hazardous than others, but that doesn’t mean there’s a job that’s completely free from perils. If you’re injured as a direct result of your job, you’re entitled to file for a workers’ compensation claim that will cover the expense of your injury and other affected financial facets of your life. Unfortunately, not everyone knows about this benefit which leaves them confused as to what they should do if and when they need to file one. If you need to file a workers’ compensation claim, be sure to read through this list to get the most out of the process. 1. Limited Filing Periods – Commonly, the filing period spans for a month after the injury, but that can change from state to state. However there are some states that require workers to file just days after the incident, and others extending their period to over two years. If you need to go to the hospital for your injuries, have someone find out the filing period for your specific employer. This will help you prepare all the necessary documents without missing your due date or deadline. It pays to keep in mind that time doesn’t only affect you as your employer also has deadlines to follow when it comes to workers’ compensation claims. 2. Claims Aren’t Always Approved – If your employer feels that you weren’t injured at work, or if they want to prevent their workers’ compensation rates from flying through the roof, they will dispute your claim. This can be very inconvenient, especially if you’re fighting for a deadline. The best way to prove your claim would be to come up with all the evidence you need for it, as well as to provide complete medical records explaining the why’s and how’s of your injuries.
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3. Settlements Depend on the Extent of Injuries – For minor injuries, your employer is not obligated to pay for much more than just the treatment you received for your treatment. but if you sustained life long disabilities, if the injuries are extensive and life-altering, or if it will take a lot for you to heal from the injuries sustained, you should be able to get enough from your employer to cover the costs of the medical treatment as well as the lost salary you might incur. Be sure you know how much you’re entitled to receive by consulting with a lawyer who can help you figure out the right computations.
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File your workers’ compensation with ease and speed by making sure you apply these three tips. It also pays to have a good lawyer by your side to see you through the process.